Insurance · Vehicles & fleets
Keep your vehicles — and your business — moving
From a single company car to a full fleet, we help you understand the risks, choose the right level of cover and get support when something goes wrong.
- Company cars & fleets
- Options compared clearly
- Claims guidance
Common risks
What can happen on the road
Understanding typical risks is the first step to choosing the right cover.
- Collisions & accidentsDamage to your vehicle and to others
- Third-party liabilityInjury or damage caused to others
- TheftLoss of the vehicle or its parts
- Natural eventsFloods, storms and similar perils
- FireDamage caused by fire
- DowntimeTime off the road after an incident
Protection areas
Choose the level of cover that fits your use
We explain the main types of motor cover in plain language so you can compare them properly.
Comprehensive cover
Broad protection for your own vehicle as well as liability towards others.
- Own damage
- Third-party liability
- Optional add-ons where offered
Third-party liability
Covers your liability for injury or damage caused to other people and their property.
- Liability to others
- Often a legal minimum
- Lower premium, narrower cover
Fleet programs
One coordinated program for multiple company vehicles, with consistent terms and simpler administration.
- Single renewal date
- Vehicle additions and removals
- Consolidated reporting
Cover types, add-ons and mandatory requirements vary by insurer and by applicable regulations.
How WAFA supports selection
From vehicle list to claims support
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1Review vehicles & use
Vehicle types, drivers and how they are used.
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2Define the cover
The right level of protection and any add-ons.
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3Compare options
Insurer proposals compared clearly.
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4Arrange the policy
Documents, policy issue and fleet updates.
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5Claims support
Guidance and follow-up after an incident.
FAQ
Auto insurance questions
Auto & fleet insurance
Ready to review your vehicle cover?
Send us your vehicle list or current policy and we will help you understand your options.