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Insurance · Homes, property & assets

Safeguarding your home and assets from unexpected risks

Whether it is your home or your business premises, property represents years of investment. We help you identify what needs protection and arrange cover that reflects real values and risks.

Review your property cover
  • Homes
  • Buildings
  • Equipment & contents
  • Stock

What needs protection

Start with a clear picture of your assets

Good property insurance begins with knowing what you own, where it is and what it would cost to replace.

  • Homes & contents

    Your home, its contents and personal belongings.

  • Buildings & premises

    Offices, branches, warehouses and other owned or leased premises.

  • Contents & equipment

    Furniture, IT equipment, machinery and fit-out.

  • Stock & inventory

    Goods held for sale or production.

  • Business interruption

    Loss of income after an insured event, where included.

  • Liability

    Claims from third parties related to your premises or activities.

Risks to consider

The unexpected events property cover is built for

Every home, building and activity has its own risk profile. We help you think through the ones that matter for you.

  • Fire

    Including smoke damage

  • Water damage

    Leaks and burst pipes

  • Theft & burglary

    Forced entry and loss

  • Natural perils

    Storms, floods and similar events

  • Accidental damage

    Unexpected physical damage

  • Equipment breakdown

    Where specific cover applies

  • Interruption

    Lost income while you recover

  • Under-insurance

    Values that no longer reflect reality

Advisory support

Cover that reflects real values

One of the most common problems in property insurance is outdated sums insured. We help you review values, understand conditions and avoid gaps before they become costly.
  • Asset and location review
  • Explanation of exclusions and conditions
  • Comparison of insurer proposals
  • Claims guidance after an incident
Talk to an advisor

Protection journey

Four phases to well-protected assets

  1. Phase 1

    Identify

    List assets, locations and activities, and the values at stake.

  2. Phase 2

    Assess

    Consider the main risks and any existing protection.

  3. Phase 3

    Arrange

    Compare insurer options and put the right policy in place.

  4. Phase 4

    Maintain

    Update values as the business changes and support claims.

FAQ

Property insurance questions

Can’t find your answer? Our team is happy to help.

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It happens when the sum insured is lower than the real value of the property. In that case a claim may not be paid in full, so values should be reviewed regularly.

Property insurance

Make sure your cover keeps up with what you own

We can review your current property policy and highlight possible gaps.

Request a review